ABOUT FACTORING: Why is factoring the best way to finance your business?

Factoring is probably the single biggest strategic advantage that a company can have over its competition. 

How does this benefit you?

Imagine 80% of your business being cash, rather than credit.

Factoring effectively converts up to 80% of your credit sales to cash and allows you to concentrate on running your business. It allows your business to punch above its weight.

How Does it Work?
Factoring is a process whereby you sell your delivered invoices to CT International thereby converting credit sales to cash. The facility grows with your turnover, thereby providing constant cash flow for your business.

If you want to grow your business & stay focused, CT International is the right choice.

What Service do we provide?
CT International will provide a professional credit control and administration service, generally of a better quality than what clients are able to obtain. CT International will collect the payments professionally and on time, leaving you free to concentrate on making money.

CT International will pay out up to 80% of the invoice value on receipt of the paperwork. The other 20% will be paid to you when CT International receives payment from the debtor.

If you want to grow your business and be able to remain focused on it, CT International is the right choice.


Factoring with CTI

  • Grows with your turnover, providing you with a constant stream of cash flow

  • Can take on bigger contracts in the knowledge that cash flow will not be a problem

  • Increased sales result in increased purchases, meaning greater buying power and lower costs

  • Allows you to focus on manufacturing and sales, rather than cash flow

  • Independent and professional credit assessment reduces risk of bad debt

  • Administration cost carried by CTI

Loans, equity sales, overdraft etc.

  • Quantum determined by historical figures

  • Does not grow with your turnover

  • Resulting in increased cash pressure as your business grows, and possibly closure due to “overtrading”

  • Lack of cash flow means that you will turn away those lucrative contracts
  • No opportunity to negotiate costs down

  • Diverts your attention from sales (making money) to cash flow (staying alive)

  • Greater risk of bad debt

  • Administration cost carried by client

Find out how we can benefit your business.