What is Consumer Finance?
Consumer finance applies when you sell a product to an end user whose purchase is limited by their budget. The repayment affordability must therefore be aligned with a suitable repayment period to allow the customer to settle the debt comfortably.
In addition the entrepreneur does not want to wait for years to get his money back as he needs cash flow.
Hence the reason to discount the invoice where the entrepreneur receives his money upfront and the consumer pays the credit grantor back up to 36 months.
We are a member of the Credit Association of South Africa.
Our financial license number is: NCRCP1058
With Our Solution You can
Typical Credit Criteria
Is Consumer Finance Right For You?
Why Choose Us?
Robust & Bespoke Services
Our Trade Finance solutions are tailored to meet your unique business requirements, ensuring you get the best possible support.
Flexible Loan Amounts
We offer loans ranging between
R15,000 to R150,000, giving you the freedom to choose the loan size that suits your needs.
Custom Payment Structure
Enjoy the flexibility to design a payment plan that aligns with your cash flow and trade cycles.
Trusted Expertise
With a proven track record spanning over 35 years, we have financed Billions of rands worth of consumer related products, providing businesses with consistent financial support.