Factoring

Factoring offers numerous Advantages that Empower businesses with Enhanced Financial Flexibility and Effective Cash Flow Management.

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CT International Financiers

What is Factoring?

Factoring, also known as debt factoring or invoice discounting, is an innovative financial solution that allows you to access cash advances based on the amount due from your customers’ unpaid invoices, providing a reliable source of working capital to meet operational expenses and investments.

By converting outstanding invoices into immediate cash, Factoring empowers businesses to bridge cash flow gaps, avoid potential credit issues, and reduce the burden of chasing late payments, allowing them to focus on growth and expansion with greater financial stability.

Additionally, it enables businesses to negotiate better terms with suppliers by offering the option of early payment, leading to potential discounts and improved relationships. Moreover, this financial tool can be tailored to the specific needs of a company, making it a flexible and customizable solution for businesses of all sizes and industries.

The CTI Advantage

Typical Credit Criteria

Minimum loan size

R1 million

Maximum loan size

R35 million

We conduct business with small to mid-sized (SME) Audited Financials.
Minimum annual turnover of R10 million
CTI Financiers - CT International Financiers - finance 1

Why Choose Us?

Robust & Bespoke Services

Our Trade Finance solutions are tailored to meet your unique business requirements, ensuring you get the best possible support.

Flexible Loan Amounts

We offer loans ranging between
R15,000 to R150,000, giving you the freedom to choose the loan size that suits your needs.

Custom Payment Structure

Enjoy the flexibility to design a payment plan that aligns with your cash flow and trade cycles.

Trusted Expertise

With a proven track record spanning over 35 years, we have provided businesses with consistent financial support.